Automatic incoming rental control
With the Getmomo rental accounts

Individual owners can be invited quickly and securely via the Getmomo platform. The invitation is sent by email. The owner goes through a completely digital process when opening an account. The account can be accessed directly after successful verification. The opening time for an account is between 3 and 24 hours for natural persons and between 24 and 48 hours for legal persons and WEGs.

Getmomo accounts can be opened for all types of owners, i.e. natural persons, legal entities and WEGs. Depending on the type of owner, various forms of proof must be submitted when opening an account. In the case of a natural person, a currently valid identity card or passport, for example, is sufficient for identification. For legal entities and WEGs, the respective power of representation is checked. The entire opening process is completely digital. The account is opened within 3 to 48 hours.

When the account is opened by the owner, the corresponding powers of attorney are issued directly to the property management company. Any number of powers of attorney can be set up per owner account. After a successful account opening, the property management has direct access to the account via getmomo online banking. In addition, the account is directly integrated into the getmomo platform. The property management is automatically informed after the successful account opening by the owner.

Getmomo is not a bank and works with banking-as-a-service partner Swan SA (Swan). Swan is a regulated e-money institution based in France with a branch in Germany. The account and payment services are provided by Swan to the account holder. All accounts brokered by Getmomo are protected by a deposit guarantee of €100,000 per account relationship.

An unlimited number of virtual sub-accounts can be opened per main account via virtual ibans. The virtual sub-accounts are opened via the Getmomo platform. The crediting of possible incoming funds always takes place on the respective underlying main account. The Iban of the main account as well as the virtual Ibans are always German Ibans for customers in Germany. There are no extra monthly or one-off fees per virtual sub-account for the account holder or the property management.